I'm not up on the loaded rifle package that is currently being sold, it used to be the "loaded" was the basic National Match gun ie. Carbon steel NM barrel and NM sight assemblies, and perhaps the regular fiberglass stock. The barrel is the item that would pose the most problem with installing. The sights and most of the other items could be added later but I don't know whether that would be cost effective. Also the NM tuned trigger assembly. Aren't they offered now with the Stainless barrel on the loaded rifles. I've got a standard grade rifle I've had now for better than 10yrs and I can't imagine that Springfield would turn out a rifle that's sub par. I had to make some serious sacrifices to pay for this rifle and I'd do it again. Not to pressure you but, but I've not regretted the purchase of this rifle, and on a dozen occasions I've been offered new gun money for mine. How many rifles can you say that about ? Out of all mine this is the only one beside my Garand I can say that about. The "loaded" guns are very tempting and I'd probably buy one if I didn't have all sorts of other guns to shoot and kits to build. That being said the true nature of my M1A is it is the first gun I reach for when me or my buds go shooting.