Yup, no CC's here, I don't have one and very few bills, no car payments,just the normal day to day stuff, . Hope to pay off the house this summer so no more mortgage, buy a newer truck for cash. Also planning to do a small solar experiment, electricity and hot water, to see if it's worth it to go larger, a small garden, maybe some chickens and just pear down expenses to what I need to live on, and more hunting + fishing of course (good excuse). I think I'll be just fine when things fall apart, good Lord willing. I've only got social security for income so pretty tight here too. Got to be thrifty now days.