Gunco.net - View Single Post - Downsized: Family lives mortgage-free in 320-square-foot home

**sjohnson** · 06-10-2011, 09:27 PM

All you need to rid yourself of insurance problems on a mobile home is to set it on and properly secure it to a normal house foundation.

Once my insurance company verified I had done so, my premium dropped dramatically. It was as secure (more so, actually) as any stick-built home. You DO lose the mobile part of the home, it's quite difficult to move compared to a mobile home as it basically becomes a regular house that's more or less permanently secured to the foundation.

In the process, it also lost the need for yearly registration as the State no longer considered it a mobile home!

06-10-2011, 09:27 PM	#6 (permalink)
sjohnson Gunco Maniac Join Date: Sep 2006 Location: South Dakota Posts: 7,382 iTrader: 15 / 100%	All you need to rid yourself of insurance problems on a mobile home is to set it on and properly secure it to a normal house foundation. Once my insurance company verified I had done so, my premium dropped dramatically. It was as secure (more so, actually) as any stick-built home. You DO lose the mobile part of the home, it's quite difficult to move compared to a mobile home as it basically becomes a regular house that's more or less permanently secured to the foundation. In the process, it also lost the need for yearly registration as the State no longer considered it a mobile home! __________________ I have a daughter. I tell her, "911 is what you dial after you're raped. 1911 is what you should have before they try."