There should be some type of 'un-insured motorist fund' in place. You may need to ask a lawyer or even one of the clowns at the dept of motor vehicles might know.
Dump state farm. Geico is good and so is usaa.
I have geico and sideswiped a parked car. Left a note so the guy could get his car fixed. His ins. was usaa and between geico and usaa, they handled everything. His car was fixed to his satisfaction and my rates didn't go up.
Also the 70 cougar I had was hit in front of my house. Peeled it open like a spam can all the way from the front fender to the rear bumper. Maryland uninsured motorist fund and geico paid over $3000 for repairs.. More than enough to make that sucker look better than I'd ever seen it.
I'd bet your state has some kind of fund that they are not telling you about.
edit; Worst case senario you can order new sheet metal, drive it to MD and we can cut out the old and weld in the new.
1998 Ford Truck/SUV Light Duty Pickup