Being prepared always trumps any outcome. Hoping it doesn't happen or relying on the kindness of strangers is simply foolish. Having listened to stories of family caught in various hurricanes (hunkering down and bugging out), anything other than planned preparation is unthinkable.
A crash is inevitable... in our lifetime. The system, both nationally and worldwide, cannot sustain the current level of use and abuse. The warning signs were reported in the seventies. Sheeple simply do not want to hear bad news.